Smarter Savings for Every Indian
Free calculators, guides and tools to plan your financial future— in English and regional languages.

High Returns on PPF
Maximize your long-term savings with top-tier returns.
Save Tax with ELSS
Invest in ELSS to save on taxes under Section 80C.
Plan for Retirement
Secure your golden years with our NPS calculator.
Optimize Loan EMIs
Manage your loan payments effectively and save money.
Popular Financial Tools
Easy-to-use calculators for all your financial planning needs.
LIC Insurance & Policy Calculators
Calculate premiums, maturity, guaranteed additions, and surrender values for active LIC plans.
LIC Premium Calculator
Updated Aug 2026Use our free LIC Premium Calculator to instantly estimate premiums for popular plans. Enter your age, sum assured, and term to get accurate results for your life insurance needs.
LIC Jeevan Umang Calculator
Updated Aug 2026Use our free LIC Jeevan Umang calculator to estimate premiums, guaranteed survival benefits, and maturity value. Compare different PPT options and download your results.
Jeevan Utsav Calculator
Updated Aug 2026Use our free LIC Jeevan Utsav calculator to estimate premiums, guaranteed additions, Regular vs Flexi Income, and death benefit. Compare PPT 5–16 years and download results.
LIC Jeevan Anand Calculator
Updated Aug 2026Use our free LIC Jeevan Anand calculator (Plan 915) to estimate premiums, maturity, surrender and paid-up values. Includes worked examples, bonus & FAB inputs, PDF download.
LIC Jeevan Labh Calculator
Updated Aug 2026Use this free LIC Jeevan Labh 936 calculator to instantly estimate maturity benefits, yearly/monthly premiums, bonus rates, and returns. Includes surrender value info and plan comparisons.
LIC Single Premium Endowment Calculator
Updated Aug 2026Use LIC Single Premium Endowment Calculator online free to estimate your premium, maturity value, bonus & tax benefits. Plan 917/717 one-time investment returns explained.
LIC Maturity Calculator
Updated Aug 2026Use our free LIC Maturity Calculator to estimate the final maturity value, including bonuses, for your endowment and traditional plans. Download a PDF summary of your results.
LIC Surrender Value Calculator
Updated Aug 2026Use our free LIC Surrender Value Calculator to find the Guaranteed (GSV) and Special Surrender Value (SSV) for your policy. Understand the financial implications before you surrender.
LIC Child Plan Calculator
Updated Aug 2026Use our free LIC Child Plan Calculator to estimate premiums, maturity benefits, and returns for child insurance policies. Plan for your child's future with confidence.
LIC Term Insurance Calculator
Updated Aug 2026Use our free LIC Term Insurance Calculator to estimate premiums and coverage for term life insurance. Compare different term options and find the best plan for your needs.
How to Calculate LIC Maturity
Updated Aug 2026Learn the exact formula for calculating your LIC maturity payout, including Reversionary Bonuses, Final Additional Bonus, and the Section 10(10D) tax benefits. Use our free tool to see your payout.
Retirement & Pension Calculators
Plan your golden years with National Pension System (NPS), APY, UPS, and corpus tools.
NPS Calculator
Updated Aug 2026Use our free National Pension System (NPS) Calculator to estimate your retirement corpus, monthly pension, and tax benefits in India. Plan for a secure retirement.
APY Calculator
Updated Aug 2026Our free Atal Pension Yojana (APY) Calculator helps you find your required monthly contribution for a desired pension amount. Secure your future with a government-backed pension.
Retirement Corpus Calculator
Updated Aug 2026Plan for your retirement by calculating the total corpus required for your post-retirement life based on your financial goals. Use our free retirement calculator.
UPS Pension Calculator
Updated Aug 2026Use our free UPS Pension Calculator to estimate your monthly pension, family pension and lump sum under the Unified Pension Scheme.
Tax Saving & Government Schemes
Optimize tax under Section 80C and calculate returns for PPF, Sukanya Samriddhi, and FDs.
PPF Calculator
Updated Aug 2026Use our free PPF Calculator to estimate how much you'll get from your Public Provident Fund (PPF) investment over time. Get instant results for maturity amount, total interest earned, and a year-wise breakdown, all using current government interest rates.
SSY Calculator
Updated Aug 2026Use our free Sukanya Samriddhi Yojana (SSY) Calculator to calculate returns, maturity amount, and tax benefits for your daughter's future. Uses latest interest rates.
FD vs PPF Calculator
Updated Aug 2026Compare returns on Fixed Deposit (FD) lump-sum investments vs recurring Public Provident Fund (PPF) contributions with our free calculator. Make an informed investment decision.
Tax Regime Calculator
Updated Aug 2026Use our free calculator to compare your income tax liability under the Old and New tax regimes in India and find out which is better for you for the current assessment year.
Mutual Funds & Investment Strategy
Compare LIC vs Equity SIP, check mutual fund overlap, and screen top direct funds.
Mutual Fund Overlap
Updated Aug 2026Check for portfolio overlap in your mutual funds to ensure proper diversification. Use our free Mutual Fund Overlap Calculator for Indian funds.
Mutual Fund Screener
Updated Aug 2026Use our free mutual fund screener to filter and compare direct funds by returns, risk, AUM, expense ratio and holdings. Includes overlap check, SIP planner & downloadable CSV.
LIC vs SIP Calculator
Updated Aug 2026In 2026, should you invest in an LIC policy or an equity SIP? Use our free calculator to compare estimated returns, understand risk and liquidity, and see the exact tax implications to make the right choice.
LIC vs PPF Calculator
Updated Aug 2026Choosing between a Life Insurance Corporation (LIC) policy and the Public Provident Fund (PPF)? Compare estimated returns, tax benefits (EEE vs 10(10D)), and find out which fits your goals.
Loans & Policy Debt Optimization
Calculate policy loan eligibility, interest savings on prepayments, and EMI schedules.
Loan Optimizer
Updated Aug 2026Use our free Loan Optimization Calculator to calculate your EMI and see how extra payments (prepayment) can help you reduce your loan tenure and save interest.
LIC Loan Calculator
Updated Aug 2026Use our free LIC Loan Calculator to instantly check your loan eligibility, estimate interest rates (9-10%), and plan your repayment against your LIC policy surrender value.
Latest Guides
Research-backed guides, worked actuarial examples, and step-by-step tutorials to help you optimize your insurance and investment portfolio.

LIC Jeevan Utsav Plan 771 & 883: Complete 2026 Returns & Benefit Guide
Detailed actuarial breakdown of Guaranteed Additions (₹40/₹1k), Option 1 Regular 10% income vs Option 2 Flexi compounding, and year-by-year benefit tables.

LIC Policy Status Check Online 2026 (Portal, WhatsApp, SMS)
Learn how to check your policy status, premium due date, and lapse status instantly without visiting an LIC branch.

LIC vs SIP: The Ultimate 2026 Wealth Comparison
Is traditional LIC endowment underperforming equity SIPs? Compare real 20-year numbers, insurance cover, and Section 10(10D) tax benefits.

LIC Bonus Rates 2026: SRB & FAB Calculation Explained
Decode Simple Reversionary Bonus rates, step-up Sum Assured slabs, and Final Additional Bonus rules with worked maturity examples.

LIC Paid-Up Value Calculator & Guide: Stop Premiums Safely
Struggling with premium payments? Calculate your reduced Paid-Up Sum Assured, preserve life cover, and avoid policy forfeitures.

LIC Premium Receipt Download Guide for Tax Filing 2026
Step-by-step instructions to instantly download official LIC premium receipts for Section 80C tax deductions via portal or Pay Direct.