BharatSaver

Smarter Savings for Every Indian

Free calculators, guides and tools to plan your financial future— in English and regional languages.

Illustration of an Indian family planning their finances together, with icons representing savings and growth.

High Returns on PPF

Maximize your long-term savings with top-tier returns.

Save Tax with ELSS

Invest in ELSS to save on taxes under Section 80C.

Plan for Retirement

Secure your golden years with our NPS calculator.

Optimize Loan EMIs

Manage your loan payments effectively and save money.

Popular Financial Tools

Easy-to-use calculators for all your financial planning needs.

LIC Insurance & Policy Calculators

Calculate premiums, maturity, guaranteed additions, and surrender values for active LIC plans.

LIC Premium Calculator

Updated Aug 2026

Use our free LIC Premium Calculator to instantly estimate premiums for popular plans. Enter your age, sum assured, and term to get accurate results for your life insurance needs.

Calculate Premium

LIC Jeevan Umang Calculator

Updated Aug 2026

Use our free LIC Jeevan Umang calculator to estimate premiums, guaranteed survival benefits, and maturity value. Compare different PPT options and download your results.

Calculate Now

Jeevan Utsav Calculator

Updated Aug 2026

Use our free LIC Jeevan Utsav calculator to estimate premiums, guaranteed additions, Regular vs Flexi Income, and death benefit. Compare PPT 5–16 years and download results.

Calculate Now

LIC Jeevan Anand Calculator

Updated Aug 2026

Use our free LIC Jeevan Anand calculator (Plan 915) to estimate premiums, maturity, surrender and paid-up values. Includes worked examples, bonus & FAB inputs, PDF download.

Calculate Now

LIC Jeevan Labh Calculator

Updated Aug 2026

Use this free LIC Jeevan Labh 936 calculator to instantly estimate maturity benefits, yearly/monthly premiums, bonus rates, and returns. Includes surrender value info and plan comparisons.

Calculate Now

LIC Single Premium Endowment Calculator

Updated Aug 2026

Use LIC Single Premium Endowment Calculator online free to estimate your premium, maturity value, bonus & tax benefits. Plan 917/717 one-time investment returns explained.

Calculate Now

LIC Maturity Calculator

Updated Aug 2026

Use our free LIC Maturity Calculator to estimate the final maturity value, including bonuses, for your endowment and traditional plans. Download a PDF summary of your results.

Calculate Maturity

LIC Surrender Value Calculator

Updated Aug 2026

Use our free LIC Surrender Value Calculator to find the Guaranteed (GSV) and Special Surrender Value (SSV) for your policy. Understand the financial implications before you surrender.

Calculate Now

LIC Child Plan Calculator

Updated Aug 2026

Use our free LIC Child Plan Calculator to estimate premiums, maturity benefits, and returns for child insurance policies. Plan for your child's future with confidence.

Calculate Now

LIC Term Insurance Calculator

Updated Aug 2026

Use our free LIC Term Insurance Calculator to estimate premiums and coverage for term life insurance. Compare different term options and find the best plan for your needs.

Calculate Now

How to Calculate LIC Maturity

Updated Aug 2026

Learn the exact formula for calculating your LIC maturity payout, including Reversionary Bonuses, Final Additional Bonus, and the Section 10(10D) tax benefits. Use our free tool to see your payout.

Read Guide
Knowledge Center

Latest Guides

Research-backed guides, worked actuarial examples, and step-by-step tutorials to help you optimize your insurance and investment portfolio.